I'll just come right out and say it that if you're not using encryption, you're not doing things correctly.
It's not paranoia. It's not that the government is after you. It's just that your private data should be just that — private.
But how do you go about encrypting things? Where do you even begin?
This post won't be exhaustive. I only intend on showing you a few tools that I personally use.
Those are a few things to get you started. Perhaps I'll expand on this later.